Assumption of Mortgage

How to Apply

The member may file the application at the nearest SSS cluster branch or at the Housing and Business Loans Department, 5/F, SSS Bldg., East Avenue, Diliman, Quezon City.

The following documents should be submitted upon filing of application:

  1. Original copy of Mortgagor's Application for Housing Loan with 1” x 1” ID pictures of Principal Applicant and Spouse;

  2. Original and photocopy of latest Income Tax Return together with Form W-2 and Confirmation Receipt. (Not applicable for overseas worker);

  3. SS Form E-1 (and E-4, if any). If self-employed, SS Form RS-1; Employer Membership Certificate and Business License;

  4. Certification of Employment, Compensation and SSS Premium Contributions duly signed by the employer's SSS authorized signatory. If overseas worker, Certification and Contract of Employment (duly authenticated by the Philippine Consulate);

  5. Deed of Sale with Assumption of Mortgage and latest Statement of Account from Investment Accounting Department (IAD), 9th floor;

  6. If existing housing loan with the SSS is a Joint Applicant, written conformity of the other Joint Applicant; and

  7. Affidavit of undertaking to continue paying monthly SSS Premium Contributions for the duration of loan for Voluntary and Self-employed members only.


• Present original and submit one (1) photocopy of required documents for authentication purposes
• Applicant and spouse must be up-to-date in the payment of all existing loan accounts with SSS subject to verification by the SSS
• SSS reserves the right to require additional documents if deemed necessary
• Application Fee – ½ of 1% of loan amount or P500.00, whichever is higher but not to exceed P3,000.00, to be paid prior to journalization of the account.