Direct Housing Loan Facility for Workers' Organization Members

How to Apply

The member may file the application at the nearest SSS cluster branch or at the Housing and Business Loans Department, 5/F, SSS Bldg., East Avenue, Diliman, Quezon City.

The following documents should be submitted upon filing of application:

  1. Original copy of the following:

    1. Mortgagor's Application for Housing Loan with 1” x 1” ID pictures of Principal Applicant and Spouse
    2. Certificate of Loan Eligibility – (P100 Service Fee)
    3. Certification of Membership from the workers' organization
    4. Employer's Certification
    5. Latest two (2) months pay slip duly certified by the employer
    6. Deed of Sale or Contract to Sell with Statement of latest balance (for purchase of lot or house and lot)
    7. Confirmation of Completion and Appraisal from Home Guaranty Corporation accredited appraisal companies
    8. Certificate of Acceptance and Occupancy duly signed by the borrower if house is 100% complete at the time of the loan filing

  2. Original and Photocopy of the following:

    1. Latest income tax return together with Form W-2 and Confirmation Receipt of Payment
    2. Owner's copy of the Original/Transfer Certificate of Title/Condominium Certificate of Title
    3. Latest Property Tax Declaration and latest Realty Tax Receipt

  3. Other documents:

    1. Lot Plan with Vicinity Map duly signed and sealed by a registered Surveyor or Geodetic Engineer (Blue Print)
    2. Building plans/specifications/picture of the house (Blue Print)
    3. A set of twelve (12) postdated checks covering twelve (12) monthly installments and shall be repeated every twelve (12) months thereafter until the loan is fully paid
    4. Tax Mapping/Subdivision Plan


• Present original and submit one (1) photocopy for authentication purposes
• Applicant and spouse (if any) must be up-to-date in all existing loan accounts with SSS subject to verification by the SSS
• SSS reserves the right to require additional documents if deemed necessary
• Application Fee – ½ of 1% of loan amount or P500 whichever is higher but not to exceed P3,000.00 to be deducted from the first loan release
• Inspection Fee – P500 for both within and outside Metro Manila