Direct Housing Loan Facility for OFWs

How to Apply

The member may file the application at the nearest SSS cluster branch or at the Housing and Business Loans Department, 5/F, SSS Bldg., East Avenue, Diliman, Quezon City.

The following documents should be submitted upon filing of application:

  1. Original copy of the following:

    1. Mortgagor's Application for Housing Loan with 1” x 1” ID pictures of Principal Applicant and Spouse
    2. Certificate of Loan Eligibility (CLE) – (P100 Service Fee)
    3. Certification from POEA/DOLE/OWWA/ SSS Foreign Representative Office or Philippine Embassy/Consular Office
    4. Deed of Sale or Contract to Sell with statement of latest balance for purchase of lot or house and lot
    5. Appraisal Report from Home Guaranty Corporation accredited appraisal companies
    6. Certificate of Acceptance and Occupancy duly signed by the borrower if house is 100% complete at the time of loan filing
    7. Duly notarized Special Power of Attorney (if filing is through a representative)

  2. Original and Photocopy of the following:
    1. Latest Contract of Employment and latest Employer's Certification duly authenticated by Phil. Consulate
    2. Owner's copy of the TCT/OCT/CCT
    3. Certified true copy of TCT/OCT/CCT issued by the Register of Deeds
    4. Latest Property Tax Declaration and Realty Tax Receipt

  1. Other documents:

    1. Lot plan with vicinity map duly signed and sealed by Registered Surveyor or Geodetic Engineer (Blue Print)
    2. Building plans/specifications/picture of the house (Blue Print)
    3. A set of twelve (12) postdated checks covering twelve (12) monthly installments and shall be repeated every twelve (12) months thereafter until the loan is fully paid
    4. Tax Mapping/Subdivision Plan
    5. Affidavit of Undertaking to continue paying monthly SSS premium contributions for the duration of housing loan


• Present original and submit one (1) photocopy of required documents for authentication purposes
• Applicant and spouse must be up-to-date in the payment of all existing loan accounts with SSS subject to verification by the SSS
• SSS reserves the right to require additional documents if deemed necessary
• Application Fee – ½ of 1% of loan amount or P500 whichever is higher but not to exceed P3,000.00 to be deducted from the first loan release.
• Inspection Fee – P500 for both within and outside Metro Manila